288 N Charles Street Cortland, IL 60112
Listing Courtesy of: MLS LogoMidwest Real Estate Data as distributed by MLS GRID / Listed By: Gibran Young, Century 21 New Heritage

  288 N Charles Street Cortland, IL 60112

Active (42 Days)
$394,999 (USD)
4
BED
3
BATH
2,740
SQFT

Description

Why wait for new construction when you can move right into one of the largest homes currently available in desirable Richland Trails? Offering approximately 2,740 square feet, this impressive 4-bedroom, 2.5-bath two-story delivers the space, finishes, and flexibility today's buyers are looking for-plus a $5,000 seller credit and immediate or quick-close availability. The open-concept main level features high-quality wide-plank engineered wood flooring, LED lighting, and a sought-after first-floor primary suite with private en-suite bath. The kitchen stands out with quartz countertops, 42-inch solid shaker-style soft-close cabinetry, stainless-steel appliances, and ceramic flooring in wet areas. Upstairs provides additional generously sized bedrooms, while the partially finished basement offers even more space for recreation, a home office, fitness area, or future expansion. The owned lifestyle benefits continue with solar panels producing upwards of 12,750 kWh, helping offset electricity usage. Outside the home, Richland Trails residents enjoy scenic walking paths and an onsite neighborhood park. Conveniently located just minutes from I-88, this property combines newer-home style with more square footage, established improvements, and the ability to move in without waiting for construction. Even better, the property may qualify for a zero-down USDA loan, giving eligible buyers another opportunity to make homeownership more attainable. With 2,740 square feet, a first-floor primary suite, solar energy production, a $5,000 seller credit, and quick possession available, this Richland Trails home deserves to be at the top of your showing list.

MLS #:
12729725
Lot Size
6,098 SQFT
Type
Single-Family Home
Year Built
2023
School District
428
County
DeKalb County
Community
Richland Trails

Listed By

Gibran Young, Century 21 New Heritage
Source
Midwest Real Estate Data
Last checked Sep 29 2026 at 8:50 AM CDT
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • 1st Floor Bedroom
  • 1st Floor Full Bath
  • Walk-In Closet(s)
  • Laundry: In Unit
  • Laundry: Gas Dryer Hookup
  • Appliance: Range
  • Appliance: Refrigerator
  • Appliance: Washer
  • Appliance: Dryer
  • Appliance: Dishwasher
  • Appliance: Disposal
  • Appliance: Microwave
  • Appliance: Stainless Steel Appliance(s)
  • Sump Pump
  • Co Detectors
  • Ceiling Fan(s)
  • Water-Softener Owned
  • Radon Mitigation System
  • Appliance: Water Softener Owned
  • Water Heater-Gas
  • Appliance: Humidifier
  • Cathedral Ceiling(s)
  • Laundry: Upper Level
Subdivision
  • Richland Trails
Property Features
  • Foundation: Concrete Perimeter
Heating and Cooling
  • Forced Air
  • Natural Gas
  • Central Air
Basement Information
  • Partially Finished
  • Egress Window
  • Rec/Family Area
  • Storage Space
  • Full
Homeowners Association Information
  • Dues: $75/Quarterly
Exterior Features
  • Roof: Asphalt
Utility Information
  • Utilities: Water Source: Public
  • Sewer: Public Sewer
  • Energy: Photovoltaic/Solar System
School Information
  • Elementary School: Cortland Elementary School
  • Middle School: Huntley Middle School
  • High School: De Kalb High School
Parking
  • Garage Door Opener
  • Garage Owned
  • Attached
  • Garage
  • Asphalt
  • Yes
Living Area
  • 2,740 sqft

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Sep 24, 2026
Price Changed
$394,999
-1%
-$5,000
Aug 29, 2026
Price Changed
$399,999
-2%
-$7,401
Aug 18, 2026
Listed
$407,400
-
-
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
%
Mortgage calculator estimates are provided by C21 New Heritage and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Square footage is based on information available to agent, including County records. Information has not been verified by agent and should be verified by buyer.
Based on information submitted to the MLS GRID as of 9/29/2026 03:50. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.